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Loan Enquiry
For a quote and quick decision |
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Mortgage Enquiry
For a quote and quick decision |
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Please read these terms carefully before you start using our Website. If you do
not agree with these terms or if you are under 18 or if you are not a UK resident,
you must NOT use this Website. By using this Website you are accepting these terms.
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This site is for persons over 18 years of age, living and working in the United Kingdom.
CheckoutLoans.co.uk and checkoutMortgages.co.uk are domain names owned by Best 2 Use Ltd. Company no 6695675.
For website owners and managers wishing to market this site.
Any company, partnership or individual using our advertisements or promoting our service in any way agree to the undertakings below. If you do not agree to the undertaking you are not authorised to use or promote our website.
- Agree not to amend our advertisements without written agreement from Best 2 Use Ltd.
- Agree not to promote our service for illegal purposes or in any circumstances which might lead to a subsequent breach in the law or to residents outside the UK.
- Agree to be wholly responsible for any further promotion of credit on your own website. We therefore suggest that our advertisement is placed without further reference to the products or services offered unless you seek advice from a qualified professional.
- Our Privacy policy, our liability and your liability displayed below applies equally to all Businesses, Partnerships, Sole traders and private individuals using this site.
For Individuals who wish to use this site for Loans, Mortgages Credit Cards, Debt Help or other services.
Best 2 Use Ltd is an independent company who help you find the right loan, mortgage or alternative product you are looking for. We help source many types of products including those for customers with adverse or poor credit.
Best 2 Use Ltd uses the word 'we' throughout this website. 'We' refers to both us and our business partners who source and process products on our behalf.
Our service is free for you to use.
Best 2 Use Ltd does not provide financial advice relating to mortgages, loans or other related products. None of the information in this website should be construed as financial advice. You must ensure that the products that are sourced suit your individual needs and circumstances.
If you are thinking of consolidating existing borrowing you should be aware that you may be extending the term of the debt and may also increase the total amount you repay.
*** For secured loans and mortgages ***
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
By submitting an enquiry you agree that: - The information provided is true and accurate and that Best 2 Use Ltd may send the details of your enquiry to an appropriate Lender, Broker or third party for the purposes of providing a quotation or source a product for you. They may conduct a search with a credit reference agency to enable them to assess your financial circumstances and source an appropriate product for you. In doing so they may contact you for further information and for further consent to use your information.
Please let us know if you don’t wish to receive any further communication from us by writing to Best 2 Use Ltd, c/o Devonshire House, Manor Way, Borehamwood, Hertfordshire, WD6 1QQ. Unless we hear from you, we may from time to time keep you informed about other product offerings that we believe might be interesting such as alternative products that you might be able to switch to.
Best 2 Use Ltd receives fees and/or commission from the organisations we refer you to. We are not tied to any particular Lender, Broker or other service provider to ensure the products offered remain competitive.
In the event that you are charged a fee by a Lender, Broker or any other company it should be set out in the paperwork that you are required to sign before committing to your new loan, mortgage or alternative product. If you are unclear or unhappy about the service you receive or any fees being charged we suggest that you seek professional independent advice before proceeding.
Your data will be collected, processed and maintained in conjunction with the data protection act. The Data Protection Act requires companies and individuals who process and retain information about their customers to tell the customer how the information will be used and to what purposes it will be put. The Act does not restrict itself only to information kept on a computer; it is relevant to any ordered filing system. This policy describes how Best 2 Use Ltd will process personal data relating to customers.
*** Collection of data ***
We will collect information which you provide to us when you enquire about or apply for finance. This information will be passed onto Lenders, Brokers and other organisations to assist you in obtaining further information and in providing you a loan, mortgage, credit card or other product.
*** Privacy Policy ***
Best 2 Use Ltd service is not designed to appeal to or to be sold to persons under the age of 18. Therefore, does not knowingly attempt to solicit or receive any information from children or minors.
- Best 2 Use Ltd or third parties hosting servers on our behalf may also monitor traffic patterns and usage of the Website to help it to improve the Website design and layout. Such monitoring will not be identifiable to your personal use of the Website.
2.1 Please note that Best 2 Use Ltd is not responsible for what any third party content provider or other third party offering goods and services do with information about you. So please ensure you read their terms and conditions carefully before you transact business with them.
- Best 2 Use Ltd reserves the right to access and disclose personal data or information to comply with applicable laws and lawful government requests, to operate its systems properly, or to protect itself or its users.
- Your Consent - You acknowledge and agree that: In the course of using this Website and any services offered via this Website, certain information about you will be captured electronically (including sensitive personal data where required) or otherwise and transmitted to Best 2 use Ltd and, to any third parties as set out above, or to third parties who host web servers or assist in maintaining this Website.
- Changes to Privacy Policy - Best 2 use Ltd reserves the right to add to or change the terms of this Privacy Policy at its sole discretion, without prior notice to you. If Best 2 Use Ltd changes this Privacy Policy we will post the new Privacy Policy on the Website, and it will become effective from the time of posting to the Website. Please visit this Privacy Policy on a regular basis to make sure you have read the latest version and you understand what we are able to do with your information.
- General - Where this Website contains links to other sites please be aware that Best 2 Use Ltd cannot be held responsible for the privacy policies of such other sites. Best 2 Use Ltd encourages its users to be aware when they leave the Website and to read the privacy statements of each and every Website that collects personally identifiable information. This privacy statement applies solely to information collected by this Website.
If you do not agree with this Privacy Policy then you should not enter any of your personal information on our Website.
*** Our liability ***
We use reasonable endeavours to ensure that the data on our Website is accurate and that our service is reliable. Like any other business, we try to correct any errors or omissions in our Website as soon as practicable after being made aware of them. However, we cannot provide you with any guarantee about this. We also cannot guarantee that our Website or the data on it will be fault free, uncorrupted or free of viruses which may harm your computer. In all cases and to the extent that we are permitted to do so by law, we exclude all warranties, terms and representations (whether express or implied) as to the accuracy of any information contained on our Website. We have no liability to you for, any liability for loss or income, revenue, business, profits or contract, anticipated savings, data, goodwill or opportunity, direct, indirect or consequential loss or damage incurred by you in connection with your use, inability to use, or results of the use of our Website and any materials posted on it or any Websites linked to it.
*** Your liability ***
If you use our Website, it is reasonable for us to expect that you will adhere to these terms and conditions. If we think you have breached any of these terms and conditions or demonstrated inappropriate conduct when using our Website, we may take measures to terminate or suspend your access to the Website.
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